This Annual Report and Sustainability Report of Fraternidad-Muprespa for the year 2024 has been prepared in accordance with the GRI (Global Reporting Initiative) Standards as set out in the “GRI1: Foundation 2024”, with the aim of informing the Mutual's interest groups about the significant impacts on the economy, the environment and society, and its contribution to sustainable development. The document includes the management of the entity during the 2024 financial year, which runs from January 1 to December 31, 2024.