Healthcare abroad

If a work accident occurs abroad, the health care provided to the worker will be assimilated to that received in that same area for any contingency in Spain.

What is offered to workers posted abroad?

• Telephone guidance, at the number enabled for this purpose:

(+34)   900 269 269

(+34) 913 896 398

• Emergency assistance and its continuation, with the corresponding means and extension based on the applicable regulations and existing agreements.
• Payment for medical transportation prior authorization from the Mutual Fund for the continuation of treatment in national territory.

Requirements for coverage by the Mutual Insurance Company

• The same requirements and under the same terms as in national territory, regarding the insurance relationship.
• Statement by the company of the employment relationship of the accident.
• Acceptance of the same by the Mutual.
• Furthermore, acceptance will be conditional on the company and the worker having completed the necessary procedures in each case and requesting assistance in the centers covered by the regulations or agreements in force.

Procedures

Before making the trip, the worker and the company must carry out the corresponding procedures for workers posted abroad before Social Security:

• Complete the specific forms for the country of destination and present them at the General Treasury of Social Security (TGSS).
• Apply for the European Health Insurance Card (EHIC)—for EU countries, the European Economic Area (EEA) and Switzerland.
   

Reimbursement of expenses

• The Mutual Fund will not advance any amount for the healthcare received.
• In countries where community regulations do not apply or in those where assistance is not included under a bilateral agreement, the worker must:
  • Go to public centers and present the corresponding form.
  • Pay the amount of the healthcare received.
  • Reimbursement from the Mutual Fund may be requested, subject to documentation proving medical assistance.

At Fraternidad-Muprespa, we always recommend that people who move have insurance that covers medical and accident expenses during their stay to avoid situations of lack of attention or a large outlay.