What preventive activities do mutual insurance companies carry out?

According to the criteria established in article 82.3 of the consolidated text of the General Law of Social Security, approved by Royal Legislative Decree 8/2015 and Royal Decree 860/2018 of July 13, they carry out a series of actions, with the aim of controlling and, where appropriate, reducing work accidents and occupational diseases of Social Security, through the following activities:

• Technical advisory programs, primarily, to SMEs and companies in preferred sectors, which will include visits to associated companies in which the circumstances established each year in the legally established application and development standards occur.
• Advisory programs for companies or concurrent activities. In workplaces where workers from two or more companies are present, including contractors and subcontractors, or self-employed workers, one of whose companies or one of whose workers is associated or attached to the mutual insurance company, respectively, the latter must inform and advise the companies and self-employed workers involved on the application of the existing means of coordination for the prevention of occupational risks.
• Dissemination program for the “Prevención10.es” service, or service that replaces it, by holding sessions for associated companies with up to 25 affiliated workers and self-employed workers, in order to inform them about the functionalities offered by said service, which exempts the protective action of Social Security, and show them its use. Mutual societies may request, for the development of this activity, the collaboration of the National Institute of Safety, Health and Welfare at Work, O.A., M.P., in its capacity as the body entrusted by the Secretary of State for Social Security with the direct management of the service. In the event that the latter lacks the availability of resources in the different places and dates, the program will be developed directly by the mutual company's staff.
• Advisory program for SMEs for the adaptation of jobs and structures for the rehabilitation of injured workers or workers with occupational pathologies.
• Program to advise on the control of the causes of the incidence of occupational diseases and work accidents.
• Program to control and reduce high accident rates in companies, for a period of between 1 and 3 years, to act on the number of accidents, their severity in the cases and on the group determined in the application rules in response to the accident rate.
• Preparation of studies and analysis on the causes of workplace accidents and dissemination of the conclusions and recommendations obtained from them to avoid incurring in the situations that cause this accident.
• Collaboration with the Social Security administration in the maintenance of the information system, notification and registration of occupational diseases, as well as in the development of evaluation programs and updating the list of those diseases.
• Preparation and dissemination of codes of good practices for management and continuous improvement of prevention in the company through the development of activities that may be established each year by the legally established application and development standards.