New Fraternidad-Muprespa podcast to resolve doubts about the benefits of the self-employed
Fraternidad-Muprespa last April, through a podcast, created a guide aimed at resolving possible doubts that both self-employed workers and consultancies may have. Now, fulfilling our commitment to offer up-to-date information, a new podcast has been made to answer various queries about the new benefits, based on the guide to new aid for self-employed workers that was recently prepared by the Ministry of Inclusion, Social Security and Migration.
It explains such important aspects as the exemption of fees, the requirements and deadlines to request certain benefits or which of them seasonal self-employed workers can benefit from.
For example, the guide clarifies that, as of July 1, if a worker received the PECATA benefit until the end of June, they can opt for one of these two aids: exemption from contributions for the following three months or the special benefit for cessation of activity compatible with the activity. The first aid is automatically recognized, as long as the second has not been requested; On the other hand, the second aid must be requested from the mutual insurance company and it must recognize it in order to access it.
Said fee exemption, which will be carried out ex officio by the General Treasury of Social Security, will be 100% in July, 50% in August and 25% in September for those who stop receiving the extraordinary benefit, remain registered in the corresponding regime and do not request the ordinary benefit.
The guide also details what this ordinary benefit compatible with the activity consists of, a benefit that reaches 70% of the regulatory base, (about 660 euros for those who contribute for the minimum base). To this we must add the payment of the part of the fee corresponding to common contingencies, so the economic benefit can reach 930 euros per month. This benefit can be received until September 30 at most. From that date on, you will only be able to continue receiving benefits if you meet all the requirements established by the General Social Security Law.
Another aspect that the document describes is what happens if a self-employed person decides to close their business. In this case, the right to benefit is maintained until the day on which the withdrawal from the regime takes effect. From that moment on, you can access the benefit for cessation of ordinary activity as long as the requirements established in article 330 of the consolidated text of the General Social Security Law are met.
For their part, seasonal self-employed workers also have the right to a benefit, specifically an extraordinary one that they can access if they have been registered and contributing as such for at least five months between March and October in the two previous years (2018 and 2019). Also, among other requirements, it is essential not to have worked as an employee for more than 120 days between March 1, 2018 and March 1, 2020.
