Benefit for cessation of activity
What is it?
The Cessation of Activity of Self-Employed Workers (hereinafter protection CATA), is mandatory, and aims to protect the self-employed worker who, faced with the situation of total cessation of the activity (temporarily or definitively) that caused registration in the special regime, wants to carry out an economic or professional activity for profit and cannot.
This protection represents progress in the project of achieving equity with the level of protection provided to the employed worker .
Protected persons
Workers included in the Special Regime for Self-Employed or Self-Employed Workers (RETA), Self-Employed Agricultural Workers (SETA), Economically Dependent Self-Employed Workers (TRADE), and Self-Employed Workers or Assimilated Shipowners included in the Special Regime for Sea Workers, whose contribution for mandatory cessation of activity coverage for self-employed workers began on January 1, 2019.
How is it processed?
- El importe de la prestación se calculará con el 70% de la base reguladora media cotizada durante los 12 meses continuados e inmediatamente anteriores al cese de actividad. En función del número de hijos que el autónomo tenga a su cargo, se establecerán cuantías mínimas (80|107% IPREM) y máximas (175|200|225% IPREM) de la prestación CATA.
En el Régimen Especial de los Trabajadores del Mar la base Reguladora se calculará sobre la totalidad de la base de cotización por esta contingencia, sin aplicación de los coeficientes correctores de cotización, y además, los períodos de veda obligatoria aprobados por la autoridad competente no se tendrán en cuenta para el computo del período de 12 meses continuados e inmediatamente anteriores a la situación legal de Cese de Actividad, siempre y cuando en esos períodos de veda no se hubiera percibido la prestación por cese de actividad.
- El abono de la cotización de Seguridad Social por contingencias comunes al régimen correspondiente.
- Medidas de formación, orientación profesional y promoción de la actividad emprendedora de los autónomos beneficiarios del mismo.
Las dos primeras prestaciones serán satisfechas por los órganos gestores mientras que la tercera siempre será dispensada por el Servicio Estatal Público de Empleo (SEPE) o el Instituto Social de la Marina (ISM).
Duración: la duración de la prestación CATA se determinará en función de los períodos de cotización efectuados dentro de los 48 meses anteriores a la situación legal de cese de actividad (al menos 12 meses deben ser continuados e inmediatamente anteriores al cese) con arreglo a la siguiente escala:
|
Contribution period (months quoted at CATA) |
|||||||
|
|
12-17 |
18-23 |
24-29 |
30-35 |
36-42 |
43-47 |
+ of 48 |
|
Duration of benefit |
4 months |
6 months |
8 months |
10 months |
12 months |
16 months |
24 months |
Quienes teniendo derecho a la prestación por Cese de Actividad, y acreditaran un período de al menos seis meses pendiente de cobro, podrán percibir de una sola vez el importe de la prestación, cuando acrediten que van a realizar una actividad profesional como autónomos o destinen el 100% del importe a realizar una aportación al capital social de una entidad mercantil nueva o constituida en el plazo máximo de 12 meses antes a la aportación, siempre que vayan a tener el control efectivo de la misma, y a ejercer en ella una actividad profesional, encuadrados como trabajadores por cuenta propia.
El reconocimiento del derecho por la Mutua, supondrá el disfrute de la correspondiente prestación económica a partir del día siguiente en que tenga efecto la baja en el régimen especial al que estuviera adscrito.
Requirements
Access to CATA protection will be granted to self-employed workers who meet the following requirements:
- Not being engaged in activity as an employee or self-employed person, even if doing so does not imply mandatory inclusion in the self-employed regime.
- At the moment immediately before ceasing the activity:
- Be affiliated and registered.
- Have professional contingencies covered in the corresponding Special Regime.
- Be up to date with the payment of Social Security contributions as of the date of the causative event.
- Having requested withdrawal from the corresponding special regime due to the cessation of activity, except in the case of temporary cessation due to force majeure, where they must necessarily remain registered in the special regime.
- That at least 18 months have passed since the last recognition of CATA protection.
- Have a contribution, for coverage of cessation of activity, for a minimum period of 12 continuous months immediately prior to the legal situation of cessation.
- Not enjoying any pension or Social Security benefits, unless these have been compatible with the work that gave rise to CATA protection.
- Not having reached the ordinary age to qualify for the contributory retirement pension, unless the worker has not proven the minimum contribution period.
- In the case of an establishment open to the public, its closure will be required during the receipt of the subsidy or its transmission to third parties. However, the self-employed owner of the property where the establishment is located may carry out acts of disposal or enjoyment of it that correspond to his right, provided that they do not imply the continuity of the self-employed person in the completed economic or professional activity.
- If the self-employed or self-employed worker has one or more workers under his/her responsibility, it will be a requirement that he/she have complied with the guarantees, obligations and procedures regulated in labor legislation with respect to his/her employees.
- Be in a legal situation of cessation of activity and prove active availability for reintegration into the labor market, through training activities, professional guidance and promotion of entrepreneurial activity through the Public Employment Service or, where appropriate, the Social Institute of the Navy.

