Processing the risk benefit during pregnancy (as an employee)

When the pregnant woman considers that in her workplace there are agents, procedures or working conditions that may negatively influence her health or that of the fetus, she must inform her company since it has the obligation to try to adapt her workplace to her new situation to avoid said risks.

• If the adaptations to the workplace eliminated the risks to the health of the pregnant woman and her fetus, the processing would not have to continue.
• If it is not possible to make adaptations to the workplace that make the work compatible with the pregnancy situation, guaranteeing the health of the worker and her fetus, the next phase must be continued.
• If measures were adopted to adapt the workplace that made the work compatible with the pregnancy situation, but these measures are currently no longer sufficient to guarantee the health of the pregnant woman or her fetus and it is not possible to make new adaptations to the workplace, you must also continue with the next phase .

The Mutual Fund does not intervene in this phase of job adaptation.

Once the company has tried to adapt the job and, despite this, it is still considered that there are still risks to the health of the pregnant woman or her fetus, the Mutual Fund must be requested to certify these extremes.

For the mutual insurance company to issue the medical certificate of risk during pregnancy due to the conditions of the workplace, the pregnant woman must present the following documentation:

• Photocopy of the DNI (both sides).
• Request to the Mutual Insurance Company for a medical certificate of risk during pregnancy.
• Medical report from the Public Health Service that certifies the pregnancy status, the current week of gestation, the probable date of delivery and the absence of complications inherent to the pregnancy itself.
• Company statement regarding risks in the workplace.

Once the documentation has been received, the mutual insurance company will evaluate whether or not it is appropriate to certify the existence of occupational risks during pregnancy, and the following situations may arise:

• The risks to which the pregnant woman is exposed, after adaptations to the workplace, are already likely to pose risks to her health or that of her fetus. The Mutual Fund will issue a certificate of existence of risk and the next phase would continue.
• The risks to which the pregnant woman is exposed, after the adaptations to the workplace, are not likely at that moment to pose risks to her health or that of her fetus; but they could become so in the future. The Mutual Fund will issue a conditional certificate of risk existence , indicating the date from which the evaluated risks could already pose a risk to your health or that of your fetus. Upon arrival of this date ⁽*⁾ the next phase would continue.

⁽*⁾ The certificate issued by the Mutual Fund will only be valid if the indicated date arrives. In it, the pregnant woman would not have suffered any changes in the tasks she performed, nor in the risks to which she was exposed, nor would there have been any complications inherent to her pregnancy. If any of these situations have changed, you must request a new medical certification again, providing updated information (which the Mutual Fund must reassess).

• The risks to which the pregnant woman is exposed, after adaptations to the workplace, are not likely to pose risks to her health or that of her fetus. The Mutual Fund will issue a negative certificate and the process would be completed here.
• That the pregnant woman was in a situation of temporary disability or presented complications inherent to her pregnancy (not related to work). The Mutual Fund will issue a negative certificate and the process would be completed here.

Once the Mutual Fund has certified that the job may pose a risk to pregnancy, the company must try to transfer the pregnant woman to a different job that is compatible with her condition.

• If it were possible to change jobs to a different one that was compatible with the pregnancy situation, the procedure would be completed here.
• If this change is not possible, to safeguard the health of the pregnant woman and her fetus, the company must suspend her employment contract due to risk during pregnancy and continue with the next and final phase .

The Mutual Fund does not intervene in this phase of job change.

Once the company has suspended the employment contract, to avoid putting the health of the pregnant woman or her fetus at risk, risk benefit during pregnancy must be requested from the Mutual Fund.

In order for the mutual insurance company to recognize the risk benefit during pregnancy, the pregnant woman must present the following documentation:

• Application to the Mutual Fund for risk benefit during pregnancy.
• Company statement proving the impossibility of changing the pregnant woman to a job compatible with her condition.
• Company certificate on the listing bases.
• Form 145 of the Tax Agency for the purposes of applying personal income tax withholding.
• In the case of employed workers obliged to pay their own Social Security contributions, they must present a certificate of being up to date with the payment of their contributions.

Once the documentation has been received, if there is no incident in it and the requirements for access to the benefit are verified, the Mutual Fund will proceed to issue a resolution recognizing the benefit and payment will begin on a monthly basis.

You may send the Mutual Fund the documentation required to process this benefit, by any of the following means:

1. Via email.

Check your management center email at: fraternidad.com/correo-delegacion

2. In person or by mail.

Check the address of your nearest office. fraternidad.com/centros