Extraordinary CATA.COVID-19 benefit for Consultancies

To help you in the management of this EXTRAORDINARY   Cessation of Activity benefit for your self-employed portfolio, we have simplified as much as possible the information and documentation that you must present to this Mutual Fund.

Presenting and correcting the request for financial benefit is much easier through the Digital Office . We offer you pre-filled in all the application data that we know . Once the remaining data is reported, the service allows you to electronically validate and submit them simply by pressing a button.

Until when can you apply?

The first final provision of 1 of Royal Decree-Law 11/2020, of March 31, has introduced a new section 8 to art. 17 of Royal Decree-Law 8/2020, of March 17, and it establishes that the deadline for submitting applications for recognition of the CATA.COVID-19 benefit will be July 31, the last day of the month following the end of the state of alarm.

Who can apply for this benefit?

Those who have been affected by the declaration of the state of alarm, in any of the following aspects:

1. Suspension of their activity due to the declaration of the state of alarm.

If the companies or professional activities in your portfolio are among those that have been suspended as a result of the declaration of the state of alarm, you must request this extraordinary benefit for this reason.

To check if the activity is among those suspended, due to the declaration of the state of alarm (Royal Decree 463/2020, of March 14, modified by Royal Decree 465/2020, of March 17), a list of CNAE (National Classification of Economic Activities) of an indicative nature is offered. This does not exclude the possibility that, depending on the activity actually carried out by the self-employed worker, it could fit among said suspended activities, despite not being in this relationship.

The list is offered for assistance purposes only. You can consult it by clicking here

    2. Significant loss of income.

In the event that the self-employed person's activity is not among that suspended by the aforementioned regulations, this benefit may also be accessed if the billing for the month prior to the application had been reduced by at least 75% compared to the monthly average for the calendar semester prior to March 2020 (these deadlines are different for certain cultural activities and for campaign agricultural activities).

Clarification: if you have not been registered in the Special Regime during this entire period or have had your activity suspended due to being in a situation of temporary disability, birth and care of a minor, risk during pregnancy or other reason, the monthly average will be calculated only with the complete calendar months of activity.

Requirements to access this benefit?

The requirements to be able to access this benefit are the following:

a) Be affiliated and registered, on the date of the declaration of the state of alarm (that is, March 14, 2020), in the Special Social Security Regime for Self-Employed or Self-Employed Workers or in the Special Social Security Regime for Sea Workers.

b) Be up to date with the payment of Social Security contributions on the date of suspension of activity or reduction of billing.

Clarifications:            

• It will also be understood that the self-employed worker is up to date with payment when there is a resolution of the TGSS, prior to March 14, 2020, that recognizes a deferral of the debt and as long as the self-employed person has been complying with the payment commitments established in the aforementioned resolution.

• In the event that the self-employed worker was not up to date with payment as of March 14, 2020, nor did he have a postponement resolution prior to said date, the Mutual Fund will issue an invitation to pay so that, within the non-extendable period of thirty calendar days, he can pay the due installments. The regularization of the overdraft within said period will produce full effects for the acquisition of the right to the benefit.

c) In the event that your activity is not directly suspended under the provisions of Royal Decree 463/2020, of March 14, prove the reduction in your turnover by at least 75% in relation to that carried out in the previous semester.

How should the request be made and what documentation should I provide?

Through our Digital Office, where the application process is easier, because if we know your data they already appear pre-filled and a Once the rest of the data is informed, it allows you to validate and electronically submit the application simply by pressing a button.

We have also updated the new specific and simplified application model for the CATA.COVID-19 benefit and we have incorporated model 145, so that Auto-complete the fields that match, thus facilitating processing.

With this new form you will avoid having to send form 145 separately, thereby saving time.

This model will allow applications to be made with the minimum information and documentation necessary so that the Mutual Fund can assess the recognition of the benefit, with the legal guarantees required by any recognition of a public benefit.

You must present the following documentation:

1. Application for the benefit and responsible declaration (contained in the application itself): duly completed and signed*.
2. A copy of the DNI, NIE or passport, on both sides (photograph or pdf).

(*) Clarification regarding the signing of the application.          

We are aware of the current difficulties in accessing a digital signature or even in being able to digitize a handwritten document. 

• If you present it as a representative/agency: simply inform in the signature section the “RED authorized number” of the representative.

The model contains clear and concise instructions for its completion, however, if you have any questions or clarifications you may need, you can send it to us by email (in the following list  depending on your nearest center, you will obtain the email address to send it to. your query).

Updated information on the benefit

This extraordinary benefit raises many questions, among the most repeated are those relating to the effective date of the benefit, the duration and the compatibility or incompatibility of said extraordinary benefit of Cessation of Activity due to COVID-19, with the resumption or maintenance of professional activity and/or with other benefits. 

Regarding until when the benefit will be extended, article 17.4 of Royal Decree-Law 8/2020 is clear in establishing that "until the last day of the month in which the state of alarm ends, in the event that it is extended and lasts longer than one month", therefore it will be received until June 30, 2020.

Channels for presentation of the benefit application

• Digital office: where you can directly send us the application and the attached documents, receiving an immediate acknowledgment of receipt in your email. Furthermore, now submitting the application for financial benefit is much easier since we offer you pre-filled in all the application data that we know about the self-employed people in your portfolio . Once the remaining data is reported, the service allows you to validate electronically and submit it simply by pressing a button.

• Email box: in the following list you can check, depending on your nearest center, the email address to which you can send the applications and the attached documentation.